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Why You Should Avoid Talking With Insurance After a Wreck

While it may seem as if the insurance company has your best interest in mind following a car crash, they don’t. In fact, all insurance companies have their own best interest in mind. Insurance companies are in the business of making money, not helping people, like they’d like you to believe.

Read on to learn more about how insurance companies will try and trick you after your car accident.

Don’t Trust Them

Insurance company representatives will do all they can to hold you liable for your car accident, even if it clearly wasn’t your fault.

In fact, it’s common for most insurance companies to throw their own customers under the bus in order to close their claims faster.

If you’re involved in an accident and you don’t have no-fault personal injury protection (PIP) auto insurance, the insurance company may tell you right off the bat that you’re fully responsible for the accident. You should always fight that decision because you can save yourself a lot of money and headache in the long run.

You Don’t Have to Take What They Offer

Don’t feel obligated to take the insurance company’s first offer. It’s typical for insurance companies to low-ball you at first to see if you’ll accept the lowest possible amount of compensation for your wreck.

If their second offer is still not up to par, let them know you won’t back down until they pay you what you’re rightfully owed. Don’t allow them to take advantage of you in your time of need.

Never take an insurance company’s word at face value. Insurance company representatives are trained to help you feel safe with them so that you’re more likely to divulge information that could end up holding you liable for the accident.